Terms of Service

Last updated: March 2026

BURSIFY is a financial recovery and benefits discovery platform. Our Service helps you identify and claim money you may be owed through:

• Scanning for unclaimed government benefits, tax credits, and assistance programs
• Analyzing insurance denial letters and generating AI-powered appeal arguments
• Matching you with eligible class action settlements based on your transaction history
• Identifying overcharged fees, billing errors, and refund opportunities

BURSIFY is not a law firm, financial advisor, or insurance company. The information and tools provided through the Service are for informational purposes and should not be construed as legal, financial, or insurance advice.

To use the Service, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Provide accurate, current, and complete information during registration
• Maintain and update your information to keep it accurate and current
• Maintain only one account per person — duplicate accounts will be terminated
• Keep your login credentials confidential and not share them with others

You are responsible for all activity that occurs under your account. If you suspect unauthorized access, contact us immediately at support@bursify.app.

BURSIFY offers three subscription tiers:

• Free — Basic benefit scanning with limited features and one connected account
• Essential ($8.99/month) — AI-powered scanning, insurance appeal filing, settlement matching, up to five connected accounts, and priority support
• Pro ($16.99/month) — Everything in Essential plus unlimited accounts, government program screening, a dedicated recovery specialist, and phone support

All paid subscriptions are billed monthly through Stripe. You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial months. If you upgrade or downgrade your plan mid-cycle, the change takes effect immediately and billing is prorated accordingly.

Pro tier subscribers are subject to a performance fee on successful recoveries. When BURSIFY helps you recover an amount exceeding $500 through insurance appeals, settlements, or benefit claims, a percentage-based performance fee applies to the recovered amount. The exact percentage will be clearly disclosed before any recovery action is initiated, and you must approve it before proceeding.

No performance fee is charged on recoveries of $500 or less, on the Free or Essential tiers, or on benefits or programs you apply for independently using information found through the platform.

BURSIFY uses artificial intelligence to analyze your financial data, generate insurance appeal letters, identify eligible benefits, and provide recommendations. While our AI models are designed to be accurate and helpful, you should be aware of the following:

• AI-generated appeal letters and recommendations are not legal advice. They are tools to assist you and should be reviewed before submission.
• You are responsible for reviewing, editing, and approving all AI-generated content before it is submitted to any third party on your behalf.
• AI analysis may not capture all nuances of your individual situation. We recommend consulting with a qualified professional for complex legal or financial matters.
• Benefit eligibility determinations are estimates based on the information you provide and may not reflect final eligibility decisions by government agencies or insurers.

By connecting your financial accounts through Plaid, you authorize BURSIFY to access your financial data on a read-only basis. This data is used exclusively to provide the Service as described in these Terms and our Privacy Policy. We access account balances, transaction history, account holder information, and institution details. We never store your banking credentials and cannot initiate transactions on your behalf.

You may revoke data access at any time by disconnecting your accounts in Settings. For full details on how we collect, use, and protect your data, please review our Privacy Policy.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BURSIFY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use of or inability to use the Service
• Any unauthorized access to or alteration of your data
• The outcome of any insurance appeal, benefit application, or settlement claim
• Errors, inaccuracies, or omissions in AI-generated content
• Third-party actions, including decisions by insurers, government agencies, or courts

Our total aggregate liability to you for all claims arising from or related to the Service shall not exceed the amount you paid to BURSIFY in the twelve (12) months preceding the claim.

You may delete your account at any time from Settings → Privacy → Delete Account. Upon deletion, we will remove your personal data in accordance with our Privacy Policy. Active subscriptions will be canceled, and no further charges will be made.

We reserve the right to suspend or terminate your account if you violate these Terms, engage in fraudulent activity, create multiple accounts, abuse the Service, or act in a manner that is harmful to other users or the platform. We will provide notice before suspension when reasonably possible.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Delaware.

We may update these Terms from time to time. When we make material changes, we will notify you by email and update the "Last updated" date at the top of this page. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must stop using the Service and delete your account.

If you have any questions about these Terms, please contact us at legal@bursify.app.